Cardix is a Payment Testing and BIN Intelligence Platform designed strictly for developers, merchant administrators, and systems integrators to run Luhn checksum checks, BIN lookup diagnostics, and local sandbox simulations. Usage on real merchant checkout pipelines is strictly prohibited.
Generated cards are mock credentials constructed using standard issuer prefix logic and Luhn checksum algorithms. These generated card values contain synthetic identities and are intended solely for testing local input validation code. They do not represent real credit limits or transactional value.
Wallet credits purchased for card checks or BIN lookups are added manually or via authorized live payment checkouts. Wallet purchases are final and non-refundable. Insufficient credit checks are automatically declined or blocked before processing.
To maintain backend API performance and prevent lookup database spam, daily request limits are configured per customer account. Violation of daily request rate limits or attempting to perform high-frequency automated scraping will result in permanent account suspension without prior notice.